Maintain Capital Strength
Financing with Archer Capital allows you to purchase the commercial equipment you need today while spreading your payments over a set time frame. In addition, because a lease is not considered a long-term debt or liability, it does not appear as debt on your balance sheets or credit report.
A lease provides the use of equipment for specific periods of time, at fixed payments. It assumes and manages the risk of equipment ownership. You get the increase income from your equipment without saddling your credit report and financials with debt.
Leasing allows you to react quickly as your need for commercial equipment arises. Archer Capital can approve your company for financing in as little as a few hours, with our simple one page application. Online applications and document signing speed the process so you get your equipment quickly and without hassle.
100% Financing for New or Used
Most leases require only first and/or last payment upfront. Non equipment costs such as freight, installation, warranties and training are covered for both new and used equipment.
Archer Capital allows you to structure a equipment financing program that addresses cash flow issues with seasonal payments, deferred payments and step down payments. We can also provide creative lending solutions like collateral based lending, contract/receivables lending and sale leasebacks.
Section 179 of the tax code addresses a lease as a “rental” not a purchase. It’s a tax-deductible expense. Therefore, you can deduct the lease payments from your income. Consult your tax professional, every business is unique.